The Art of Personal Finance

What problems could more money solve for you? If you are like most people, you think having more money will solve all your problems. But in fact, an increased income usually leads to increased spending unless you have a plan in place that tells your money where to go. The Art of Personal Finance is a no-nonsense guide for helping you understand where you are today, clarifying where you want to go and charting a step-by-step path for getting there. In fun, easy-to-follow exercises, you will learn how to: -Start tracking your day-to-day expenses and get serious about where you are spending your money. -Set concrete goals on how much money you want, why you want that money and how money ties in with your personal values. -Calculate your net worth by reviewing all your assets, investments, cash and loans. -Understand when it makes sense to take on debt-and when it does not! -Learn the secrets of effective budgeting so that you have enough money to get through the month. Let's face it. It is time for you to start being the boss of your money-and stop being bossed around by it! The Art Personal Finance will help you get your finances under control so you feel less stress and happier in your life.