Fix Your Credit. Fix Your Life.

Armando Sanchez is a personal credit expert. He has 18 years' experience and previously owned his own credit restoration business. Armando started restoring his clients' credit profiles after becoming a mortgage loan officer in 2002. New to the industry, he had no way of securing clients who needed a mortgage to buy or refinance their homes. The mortgage industry operates much like any commission-based business: no sales, no income. After one month of no income, he came up with an idea. A year before becoming a mortgage loan officer, Armando had worked on his own credit by disputing the data the three major credit bureaus were reporting, and he raised his credit scores by over 80 points. Then he helped a friend with great success, too. His brilliant idea was to take many of the clients who were turned down in the office because of credit issues and go to work. It took a couple of months before his work started to pay off. In six months, he became the number two producer in the office. Armando's biggest reward wasn't the accolades he received but taking many people from no hope to a new home. After the 2008 financial crisis the mortgage industry was all but wiped out. Armando then started his own credit restoration company. In 2012, Armando began consulting other credit repair companies, guiding them on industry compliance and his proprietary disputing methodology."Our credit system is complicated," says Armando, "but with the right knowledge, it can be understood and managed properly . In fact, it is something you must do if you wish to live a quality credit life."This book will take you a long way in understanding the credit system and fixing your credit and thus, your financial life.